Pedestrian-Detection Technology Could Save Millions of Dollars and Lives

Apr 05

A recent Status Report newsletter published by the Insurance Institute for Highway Safety that pedestrian-recognition technology could potentially avert thousands of vehicle crashes every year, saving lives and millions of dollars in repair costs and insurance premium increases. Developing and implementing this new kind of technology should be considered the next logical step toward greater public safety, similar to automated surveillance cameras at intersections, according to the IIHS report.

There have already been major advances in pedestrian-recognition technology by several car manufacturing companies; Volvo has integrated it into their new S60 sedan. According to Volvo’s website, “The Collision Warning with Full Auto Brake and Pedestrian Detection system fitted in the 2011 model S60 was first announced early last year. It

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Safety Features Can Add Savings to Car Insurance Premiums

Apr 05

The world has become a very unsafe place. Many people are involved in car accidents every day in the United States. This is because Americans are always in a hurry and often are running late so they drive over the speed limit and end up causing car accidents to occur. Often drivers become distracted by ringing cell phones, songs on the radio, and people talking to them in the passenger seat which leads to serious accidents.

Many states now have laws that ban texting or talking on the phone while driving. However, many drivers now use Bluetooth devices which free up their hands and are legal but can still distract the driver. Cars are made safer now than they were forty or fifty years ago.

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What way you can choose to reduce the car insurance for young drivers

Apr 04

Usual parents are worrying about having enough money for the education of their children, but they tend to forget another huge spending – young drivers car insurance. If this young driver is a little girl, you can wait a bit before the purchase, but if your son drives a car, start saving money for the policy from the first minute you arrive home after buying a car.

Of course, the cost of insuring young drivers can be a little enormous, but if you are a parent with a young driver, you will decide that it is a decent price. There are some evident reasons why they have to pay more. They have less driving experience, statistics show they have more accidents so, the risks for the insurance companies are higher. Read more…

Cape Town motorists warned of high risk hijacking spot

Apr 02

The Grassy Park Community Policing Forum in Cape Town has warned the M5 highway opposite Parkwood has become a hijacking hotspot.

On Tuesday evening a woman and her son were travelling towards Muizenberg when their vehicle was stoned.

She managed to escape unharmed but the CPF said others have been targeted in a similar manner and then hijacked.

CPF spokesperson Phillip Bam said motorists must remain alert.

“There is an open field between the M5 and Parkwood Estate. People who run away run through there and they congregate on the parking area close to the cemetery. So people do get robbed there. It is a hot spot,” he said.

He added that people often hide in the bushes near the traffic lights.

“We learnt the other day from police reports that there were a number of hijackings in the area. We wo

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Old Motorists Can Enjoy Extended Vandalism On Car Insurance Policy

Apr 01

Now the old motorists do not have to worry about the vandalism and can enjoy extended vandalism cover on their policy. The no claim discount of the motorists will not be affected by the fault of other drivers during accident.

The young motorists generally drive rashly and cause accident but the old motorists have to bear a rise in their insurance premium due to the fault of other driver. After the damage the car insurance provider generally hike the insurance premium of the motorists but the old motorists can now enjoy extended vandalism cover on their policy.

According to a survey by the British Crime Survey around 33% of the old motorists remain worried due to the impact of vandalism incidents on their insurance cover.

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Smaller Auto Insurance Companies Seeing Steep Growth: comScore

Mar 28

The internet revolution has changed the face of modern business in an irrevocable fashion, and the auto insurance industry has not been left behind, with the major insurers using web tools to further advance their dominance of the market. However, that may be changing, according to a recent report by prominent consumer research company comScore.

Shopping for auto insurance quotes and comparing rates online has been common practice for years, but smaller insurers had not seen much increase in their traffic, until now. According to the study by comShare, smaller auto insurers are now experiencing larger customer volume, directly attributable to web-driven advertising methods.

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Car Insurance Companies & New Car Seat Guidelines

Mar 26

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Car seat guidelines have been updated for the first time since 2002 and many parents are less than thrilled with the new strict guidelines.  According to Keith McCord of the Deseret News, “Parents (are) confused, upset over new car seat guidelines.”  Car insurance companies have a vested interest in these new guidelines because if they really do keep kids safer in crashes, that could lower the medical bills being paid out after car accidents.  The guidelines are a joint effort between the American Academy of Pediatrics and the National Highway Traffic Safety Administration.  They are based more on height and weight now and less on age.

It is now recommended that children’s car seats remain rear-facing until at least the age of 2, an increase from the age of 1.  They pair this age 2 guideline with a weight of 35 pounds.  Many parents argue that their smaller children did not weigh that much until well over age 3 and say that their legs were way too long to be in a rear-facing car seat.  Insurers like Infinity auto insurance could then have to worry about broken legs in an accident, according to some parents.  But a manager at the Primary Children’s Medical Center says that there is no record of a child breaking their legs because they were rear-facing.  She also points out that a study in 2007 showed that children are five times safer when they are rear-facing than when they are forward-facing.

The other guideline ruffling some feathers is the recommendation that children remain in booster seats until they are at least 80 pounds, 4 foot 9 inches, and between 8 and 12 years old.  It is said that that is when they will best fit into regular seatbelts.  While many parents are up in arms about these new guidelines, they are meant with their children’s safety in mind and they are not law.  Each child grows differently and could be lighter or heavier than others their size.  It is best to go to an inspection station if you have any question about the safety of your children.

Do Teen Require Auto Insurance Urgently

Mar 23

The teens equally need insurance cover as soon as they learn driving. Being learners, they are considered the most risky drivers so need to be insured urgently. You can compare car insurance quotes for teen drivers and buy the insurance policy that offer maximum cover at affordable price.

The teens learn driving to get the freedom of movement to any place while their parents remain anxious about their kid new step. The teen drivers are more indulged in the accidents so their insurance becomes quite urgent.

Every insurance provider offers teen insurance policies on different terms and conditions. Many insurance companies offer level 1-license teenagers the car insurance policy whereas others issue the policy only after the teen get full license.

According to the regulations, the driver must have a body injury cover of one person or for all persons.

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