Insurance Pitfalls that Need to be Avoided

Oct 20

Motorists in the UK have been warned to heed to the concealed perils that come with renewal of the car insurance policies excusing which could pose a severe blow to their financial status. This has become particularly more important given that AA confirmed a 40% increase in the car insurance premiums. It should also be taken care that any simultaneous change in the policies may also bring forth inevitable cost implications. Some of the mentioned fees are often scandalous, which is why the insurance holders should take pertinent care before you compare car insurance, during renewal of the policy as well as while making a claim. Following are some of the policy pitfalls that should be given heed:

Renewal Fees

Most of the insurers have resorted to charging admin fees for any of the minute changes in the existing policy.

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How much can a tracking device reduce my car insurance premium?

Oct 19

There is no dispute around the effectiveness of vehicle tracking devices in combating vehicle crime!

The South African Police Services recently revealed crime statistics for 2009 – and this makes for interesting reading. There is an interesting note included in the Crime Stats report – and we would like to quote:

“Carjackers mostly differ from the groups above. They are usually part of hijacking syndicates or serve as suppliers to highly organized syndicates at a higher level of organized crime. Most carjackings are committed with the following in mind:

• Exporting the vehicles to another country.
• Cloning the vehicles and re-entering them into the legal market.
• Dismantling the vehicles for spare parts.

To achieve (particularly the first two of) the above aims with hijacked vehicles, requires the involvement of organized crime. It can only

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Defensive driving is no accident! Take command of your car.

Oct 18

I asked, “Have you had any tickets in the last three years or accidents in the last five years?”

“Yes, I had an accident, but it wasn’t my fault,” replied the young lady. “I ran a stop sign, and t-boned another car in the intersection.”

I was stunned. After many years as an agent, I was used to people denying responsibility for their actions, like backing into a light pole because “it was hard to see in the rain” or rear-ending the car ahead of them because “they stopped unexpectedly”, but this was a first.

“How, exactly, is that not your fault?” I asked.

“He didn’t have a license and shouldn’t have been there anyway, so it wasn’t my fault…”

So, what is your fault and what isn’t? Unless you are hit by something or someone else, there is a very high likelihood that you will be found at fault. T

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Will you recognize a Ferrari if it passes you?

Oct 15

Son to father:
“Dad,is a Ferraria red car with a
small horse?”
Father:
“That’s right, but why do you ask?”
Son:
“I think there’s one trying to pass us on the right…”

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  • Why Motor Insurance Costs Continue to Rise

    Oct 14

    As per a new research in the insurance sector, the costs of automobile insurance premiums have risen by £177. The experts at EMB believe that the comprehensive insurance has risen to £650, a figure that has jumped from what used to be £473 in the final quarter of the year 2009. Furthermore, it is also seen that the insurance premiums for the male drivers of the age group 17-20 have seen the greatest increase, by rising to over 10.9%. This single leap resulted in increasing the cost of the comprehensive insurance from £284 to a shocking value of £2879. While the insurance costs for women did not continue to go on a decent pace as well, the increase was considerably lesser than that of the male group. For women, the insurance premium went up from £147 to that of £1490. Women

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    Farmers Auto Insurance Cuts Rates in CA

    Oct 14

    California car insurance customers could be getting lower rates soon from Farmers auto insurance.  The company is cutting the rates and offering rebates to many of their customers in order to be priced alongside their other unit, Mid-Century Insurance.  This information comes from Online Auto Insurance article “Some Calif. Car

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    UK Police Urges Drivers to Take Care of their Car Number Plates for Preventing Insurance Claims

    Oct 12

    With car insurance comes a number of factors that could have a direct impact on the insurance claims as well as the premiums. We understand that insurance premiums may soar depending upon the riskiness of the person and their ability to show up potential responsible driving. Similarly with the insurance claims, a number of factors come to trouble its existence which is why care should be taken so as to reduce the number of claims. The police in Salford have lately registered a number of cases of car plate being stolen from cars. For this reason, the drivers in the Salford region as well as other parts of UK have been warned to understand the significance of the registration plates safe and secure.

    It is seen that criminals have found a new means to make money by stealing away the registration plates and more often indulging in launching manipulated cars that will make the situations worse for the car owners.

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    Find quad bike insurance quotes through communication!!

    Oct 12

    I have never owned a quad bike myself but was invited to join friends on a quad bike weekend at the end of last year. This also resulted in me driving a distance of 90km in the beautiful Eastern Cape on the Lesotho Border.

    One of my friends is the co-owner of the Quad24 website – and has been on several quad bike weekend trips. It is perhaps these experiences that ensured that our group of 5 guys were well kitted out with good bikes and quality protective clothing.

    Safety for all road users has always been the objective in the development of the Arrive Alive Website. With this in mind we have included sections of content on quad bike safety, quad bike injuries and also on quad bikes and children. T

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