Stringent Rules from Insurance Sector to Counter the Uninsured Cars on UK Roads

Sep 20

UK drivers have been suffering at the hands of increasing insurance premiums in addition to the accidents that have increased overtime to gain insurance claims. Furthermore, it is noted that accidents involving the uninsured motorists can add to the surmounting insurance premiums. Close to 1.5 million drivers in UK ride without insurance cover for their cars and while the same is considered as an illegal practice, there has been no improvement in the same. It would eventually bring forth a situation where attempts to compare car insurance cannot be effective in lowering the premium rates. In accordance with a major insurance name, the premiums have crossed 2009 values by as much as 30%.

Read more…

Wheels that are out of balance could prove to be expensive

Sep 19

On the Car Insurance Blog we strive to do more than just discuss car insurance products. We also provide road safety information and advice that could help vehicle owners to avoid accidents. This also includes a special focus on vehicle maintenance and driving behaviour.

Earlier today a new section of content was added to the Arrive Alive Road Safety website titled “Wheel Balance, Wheel Alignment and Safe Driving”. Man

Read more…

Rising Admin Fees Increasing Car Insurance Prices

Sep 18

The rising administration fee is increasing the car insurance bills for the motorists in UK. According to a leading financial research company in the country, it is getting increasingly common for the insurance providers to add the administration expenses to the cost of insurance product.

The company has observed that since the year 2004 the scale of administration fees being levied on the customers has been rising almost dramatically. In fact, for the past six years, the number car insurance policies charging admin fees has increased considerably. While it was just two percent policies charging admin fees six years back, it is now seven percent.

Read more…

Older drivers spot road hazards earlier than young drivers!

Sep 16

Who is the biggest risk on our roads –young drivers or old drivers?

The answer – without a doubt – is our younger drivers! Even though they might have sharper reflexes, their attitude and driving habits pose far greater risks to other road users. Older drivers not only have far greater driving experience –but also the commons sense and knowledge to adapt their driving and to anticipate risks on the road!

Study on drivers and the awareness of road risks

Though younger drivers are widely believed to have quicker reaction times, drivers with more experience behind the wheel are more aware of potential hazards of the road. For a s

Read more…

Compare Car Insurance to Save Prompts Insurance Giant

Sep 14

The car insurance continues to see troubling times with a recent research claiming that UK motorists have been giving up on their savings by agreeing to automatic insurance renewals. The researcher, an insurance mammoth in UK, sees this as a behaviour marked by recklessness, for even with insurance deals available people choose not to compare car insurance. If the motorists choose comparing even in the current downturn, it is likely that they will be able to save £230 in a single year, which is a small amount yet significant.

The research when extended to cover, a greater driving population showed that close to 36% of UK drivers continue to show interest in getting economical insurance policies while the younger drivers have been showing an increased trend to change their insurance providers.

Read more…

Weekend drunk drivers a huge road safety risk!

Sep 13

Much has been written about the dangers of drunk driving. That drunk drivers are responsible for too many accidents is no secret. These drivers not only place their own lives at risk but also those of other law abiding road users.

But when are these risks most prevalent and how can we protect ourselves from them?

The Arrive Alive road safety website has been required to provide advice and suggestions on the topic of drunk driving – and this is best done when supported with factual evidence. S

Read more…

Car insurance claims set to rise with the new school term

Sep 11

According to the UK’s leading retailer for car insurance, Swinton, the number of claims is expected to rise in the month of September. It says that the new school term will cause an increase in the car insurance claims. In a bid to compare car insurance claims, the company found that during September 2009, eight per cent more claims were recorded than in the month of August. The company is anticipating the same trend this year also.

With the new school term starting in September, roads are expected to be busier than before especially during the morning and afternoon time. Parents and guardians are busier in dropping their children at school and then picking them up in the afternoon. T

Read more…

Compare Car Insurance for Ohioans

Sep 11

According to the Street Insider, “(the) Ohio Median Auto Insurance Rate (is) Now $560 per Household.”  Over the past six months, the six month car insurance rate for Ohioans has actually gone up 5% to $560.  When you compare car insurance rates for different demographics, there is a wide range in what people are paying.  Women, at $531, pay less than men do at $585.  The age group of 60-74 pays the least on average at $483 while the teenagers age 19 and younger pay the most by far at $1191.  20-24 year olds pay $761, 25-29 year olds pay $554, and 30-39 year olds pay $535.  Rates decrease to $507 for 40-49 year olds, to $489 for 50-59 year olds, then go back up a bit to $533 for those aged 75 and older.

Those in Ohio who pay both the median car insurance rate of $560 every six months and earn the median income of $41,532 are paying 2.7% of their gross income for car insurance.  That makes Ohio the 14th most affordable state for car insurance based on income.  State Farm car insurance quotes can let you know if you are able to get a lower car insurance rate in Ohio that is more along the lines with the median.  Men in Ohio pay about 10% more than women do for car insurance.  Teenagers in Ohio actually pay more than double what those in the 30-39 age group pay when you compare car insurance.  The easiest way to lower your car insurance is to shop around and see what different companies have to offer you.