Top 5 Causes of Car Accidents

Dec 09

Car accidents are one of the leading causes of death for young Americans. Improved safety features like passive restraints and infant car seats have actually cut the number of deaths on American roadways, but more than 30,000 people a year still lose their lives in motor vehicle accidents. While the most common causes of accidents are well known, many American drivers seem unable behave responsibility when they climb behind the wheel of a car.

Driving Under the Influence

Perennially number one on the hit parade, driving under the influence is the most common cause of all types of auto accidents, fatal and non fatal. State governments have enacted laws with harsh penalties for DUI and law enforcement agencies are working together to try to catch offenders before they have an accident.

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New car insurance provider for young drivers is launched in the UK

Dec 06

A brand new car insurance provider with policies aimed specifically at young or first time drivers has been launched in the UK this week.

INGENIE is masterminded by three individuals namely the ex footballer and sports pundit Gary Lineker, former MD of RSA Insurance Group, Steve Broughton and the Chairman of British Airways, Sir Martin Broughton.

The innovative new car insurance company was set up with the intention of providing affordable insurance options for young drivers who the company directors feel are often priced off the road.

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Understanding Personal and Supplemental Health Insurance Plans

Dec 06

With the economic slowdown, healthcare is one of the sectors which have been truly hit. As a result, not only does availing of health facility entail a long wait but selecting an appropriate health insurance plan takes an equally long amount of time and deliberation. This is particularly applicable in case of single health insurance plans wherein the premium as also the coverage is meant for one person only, the individual whose name is mentioned on the policy.

Anyone who is in search of an insurance policy which would be apt for his personal preferences must first develop an understanding on the various types of plans. Amongst the many types of health insurance policies, there are two which are considered as being the best personal health insurance plans – health maintenance organization (HMO) and preferred provider organization (PPO). W Read more…

Auto enrolment delayed for SMEs

Dec 05

The Government has announced changes for small businesses regarding the automatic enrolment timetable and is allowing more time for implementation.

Under the revised timeline, SMEs will have to begin automatically enrolling their staff in May 2015, instead of April 2014.

In addition, while automatic enrolment will still be rolled out in autumn 2012 the rate of pension contributions will remain unchanged until all firms are on board, a measure that will benefit all employers.

Minister for Pensions, Steve Webb, comments: We recognise that small businesses are operating in tough economic times so we are softening the timetable for implementation to give them some additional breathing space.

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Reason why you should Buy Life Insurance While you are Young

Nov 28

The major purpose of having a life insurance is to be able to replace the value of the deceased in order for the people who live in the same household or in most times his or her family would be able to cope up financially. Young people especially those who do not yet have their own family are skeptical to purchase online universal life indemnity, thinking that they do not have dependents to protect but financial experts believe that purchasing insurance whether or not you have a family is the best move. Read more…

Roadside Motor Rescue Angels

Nov 25

After  a long day of Christmas shopping you’re heading home with presents piled high in the car. The rain is streaming down, the wind is blowing, and you’d rather be in sitting beside a nice warm fire. But suddenly your car starts acting up. The battery light is flashing disaster has well and truly struck.  What will you do!?

Ho ho ho, fear not! You cleverly bought AXA Motor Rescue Breakdown cover for €45.00 – so just call our 24-hour team and one of our engineers will be out to rescue you in a hurry and get you back on your merry Christmas way.

AXA now offer one of the most competitive motor rescue products on the market,  from as little as €45.00. And you don’

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Barrie auto insurance: money-saving tips where you live

Nov 20

Drivers in Barrie have options available to lower auto insurance rates Chances are when you leaf through your mail and see your auto insurance renewal in amongst your other bills your heart sinks with apprehension; hopefully your rates decrease, or at least stay the same, but fact is many drivers have come to expect the worst when it’s time to renew.

Based on the behaviour of Barrie auto insurance shoppers at Kanetix many drivers are missing out on money-saving opportunities when they comparison shop theirr insurance needs. In eachse, a discount usually worth five to 15 per cent is being missed.

Auto insurance discountsn really add up. Winter tire discount: Some companies offer a discount when all four of tires are changed seasonally.

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Used family cars

Nov 16

When buying a used family car practicality is a big concern. The car needs to be spacious enough to accommodate the kids and have room in the boot for the weekly shopping trip. Some people might think that this would limit their choice to big clumsy multi purpose vehicles (MPVs). This needn’t be the case. The MPV is built for purpose so aesthetics take a back seat in favour of outright functionality. There are a number of stylish saloons that offer generous amounts of space combined with a fashionable image and can be found for second hand on the motors site.

The Ford Focus is one of the most common used cars in Britain and also one of the cars most suited to the family. It has a large airy cabin and an ample boot. Read more…