Best Automobile Insurance

Does car insurance cover windscreen damage?

Mar 27

Damage to the windscreen is most annoying! We all know that feeling when a stone is reflected onto the windscreen and that little crack starts obscuring the view between us and the road! With our roads having deteriorated this becomes even more of a risk – a risk to be addressed by repair or replacement of the windscreen.

Technology and new product development have provided solutions to strengthen the windscreen – but what if it is damaged beyond repair? Will car insurance cover your damaged windscreen?

As a general rule car insurance will normally cover windscreen damage on a comprehensive policy if the damage was sustained during the covered period and all terms and conditions were complied with!

It is important to share with our visitors’ advice on the more important question – Does YOUR car insurance cover windscreen damage to YOUR car?

It remains the most important advice to focus on the terms and conditions of your car insurance policy! There m

Posted by Richard Cook // No Comments

Tags: Damage

Are car insurance companies fair in raising car insurance premiums?

Mar 27

Car insurers are often perceived to be the “meanies” – companies collecting premiums and then refusing to make payment when insurance claims are filed, or as companies unfairly raising car insurance premiums. I have spent some time reading about car insurance claims and have come to an interesting finding…we should spare a thought for car insurers and the constant battle they are fighting. We should perhaps rather blame some of our fellow vehicle owners for not receiving immediate or swift payment when our claims are submitted.

Car insurance companies are betting on difficult odds. Clever actuaries need to work the numbers and calculate the risk of vehicle loss or damage in a specific area. This is

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Tags: Car Insurance, Premiums, Raising Car, Raising Car Insurance

Save on car insurance but not on your tyres!

Mar 27

We have written quite a bit on the topics of finding cheaper car insurance and finding the best car insurance. This however focuses the attention on the need to have effective cover in the unfortunate event of an accident. Car insurance will allow you to survive the financial impact of vehicle loss or damage – but will not save your life!

We need to remember the importance of vehicle safety features and instil in the minds of our vehicle owners the importance of having vehicles well maintained and to abide by the Rules of the road.

The Arrive Alive website received photos of horrific accidents where the condition of the tyres can be regarded as a direct contributing factor to the accidents.

We have included this in a blog post on the Road Safety Blog titled “The truth about worn tyres is bloody scary!!”. From

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Tags: Car Insurance, Insurance

Should owners of recalled Toyota’s fear higher car insurance premiums?

Mar 27

By now millions of vehicle owners across the globe have been alerted to vehicle recalls from several manufacturers, the most prominent of which has been the recalls by Toyota. This has done significant damage to the Toyota brand – a brand that has always been perceived as that of safety conscious manufacturer with close attention to detail and quality.

The media and especially social media have alerted the Toyota owners to the safety concerns – but what is the impact on the finances of the vehicle owners and more specifically – are there specific car insurance concerns that they need to be aware of? We would like to discuss this important aspect in this Blog and provide some advice to the owners of recalled vehicles!

Background to the Toyota recalls

Japanese car manufacturer Toyota recalled vehicles due to complaints over sticking acceleration pedals and floor mat pedal entrapment that created serious safety concerns. A vol

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Tags: Owners, Owners Recalled

Pothole damage not only a South African car insurer problem

Mar 27

There is no doubt that potholes have become the biggest threat to vehicle and tyre damage. Vehicle and tyre service providers in the Johannesburg area has confirmed that 6 out of 10 vehicles brought to these centres have suffered damage caused by potholes.

Our roads are deteriorating and there is much pressure on local authorities to have these potholes repaired. On the Car Insurance Blog we closely monitor our visitor and have seen a sharp increase in 2010 in the number of visits that came to the blog via searches about pothole damage and car insurance.

But is this a uniquely South African problem?

I am afraid not!

Posted by Richard Cook // No Comments

Tags: Damage, Damage South

Can you say, that is the best car insurance company?

Mar 27

Many vehicle owners are searching the internet to find cheap, affordable car insurance premiums. The internet is a powerful tool to research car insurers and compare insurance products. We also use the internet to find more about specific car insurers, their financial results and the comments made about these car insurance companies.

Car insurance companies spend much money on high visibility advertising campaigns. They understand the value of a building a strong recognizable brand to attract new clients and keep existing clients on the book. Perhaps the most important marketing mechanism is however “word of mouth”. Nice banners and television advertisements can only do so much – people however communicate and discuss decisions and experiences and are more likely to purchase an insurance policy from an insurer recommended to them by people that they trust. This

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Tags: Car Insurance, Insurance

What is Pay As You Drive [PAYD] Car Insurance?

Mar 27

Many car insurers are now focusing on Pay As You Drive insurance – some branding it as a unique product offering to the market! In this and a few more blog posts we would like to provide an easy to understand description of this type of insurance, how it is implemented and what the benefits are.

We would like to argue that this is not something new or mysterious– it is the recognition of a general principle of insurance premium calculation – the need to analyze each specific client and calculate a premium for that client.

To understand PAYD car insurance we have to reflect on the basics of calculating car insurance premiums. Your car insurance premium is calculated on the basic understanding that you purchase a car insurance policy to cover yourself against risk. Your

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Tags: Insurance

What Information To Ask Your Insurance Provider Before Signing An Auto Insurance Policy

Mar 27

Shopping online for auto insurance quotes is the best way to know as much as you can about the many details that surround the car insurance industry and available auto insurance policies. After comparing multiple auto insurance price quotes you will be in a better position to judge what would be the best auto insurance policy according to your needs. Shop for a quick auto insurance quote online to learn the basics of automobile insurance to make sure that you find exactly the right auto insurance policy that will fit your needs.

Whenever making a major purchase, consumers shop around to make sure they get the best price for what they are getting. Consumers must use the same diligence to save on car insurance as with any other major purchase. The insurance companies don’t make comparing policies easy. M

Posted by Richard Cook // No Comments

Tags: Auto Insurance, Insurance

Best Automobile Insurance

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What types of auto insurance exist...

Does car insurance cover windscreen damage?

Are car insurance companies fair in raising car insurance premiums?

Save on car insurance but not on your tyres!

Should owners of recalled Toyota’s fear higher car insurance premiums?

Background to the Toyota recalls

Pothole damage not only a South African car insurer problem

But is this a uniquely South African problem?

Can you say, that is the best car insurance company?

What is Pay As You Drive [PAYD] Car Insurance?

What Information To Ask Your Insurance Provider Before Signing An Auto Insurance Policy

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